RJB-TRANZ Finance Module v4

RJB·TRANZ Finance

Swift Transactions · Superior Rates

👤 Open CRM ↗

Quick Paste Transaction

📋 Paste message • System validates rates & auto-converts through USD

Message

Log Transaction

Corridor

Direction

Date

Sender (Name)

Receiver (Name)

🔗 Link to Client (RJB ID - optional, for per-client history)

Amount

Rate

They Receive (Auto)

Margin (this transaction)

Notes

⚠️ Loss (₵) - if any

Recent Transactions (Click to Edit)

🔍 Search (sender / receiver / notes)

Corridor

From

🔗 Unlinked only

Corridor Dashboard - 3-Chain Conversion

See how foreign currency converts through USD to cedis

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Manage Rates by Corridor

Click any corridor to view/edit its current rate

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Manage Contacts

Add New Contact

Name

Phone

Type

Saved Contacts

No contacts.

🧾 Per-Client Transaction History

Select Client (RJB ID or name)

Select a client to see their full transaction history.

🌟 New Clients Analytics

Month

Filter by Source

Filter by Status

New Clients This Period

Select a month to see new clients.

💰 Fees & Profit Tracker

Period (Month)

All Fees & Margins (Click ✏️ to Edit)

Select a period and click Load.

⚠️ Loss Tracking

Month (leave blank for all-time)

Transactions With Losses

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Monthly Report - USD Conversion Chain

Period (YYYY-MM)

Select period to generate.

🧾 Agent Deals

Every agent and the transactions they brought. Click an agent to see their deals. Each transaction still lives in the main transactions list, tagged with the agent who processed it.

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Manage Corridors

Add New Corridor

Name

Code

Currency

Existing Corridors

💳 Wallet Settings

GHS Top-up Instructions

This is what clients see when they choose to top up their wallet using Ghana Cedis. All other currencies (USD, EUR, NGN, etc.) automatically use the payment instructions already set in the Corridors tab, no separate setup needed for those.

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Edit instructions

Your name

📒 Wallet Transaction History

CLIENT NAME

TYPE

FROM DATE

TO DATE

Use the filters above to load wallet transactions.

Manual Wallet Credit

Credit a client's wallet manually

Use this when the Android phone was offline and a MoMo payment wasn't auto-credited, or for any manual adjustment.

Search client (name, email or phone)

💼 Client Wallets

Total held · live value

GHS…

Book value

…

Rate drift

…

Every wallet converted to cedis at the current inflow rate from your engine. Book value is what was recognised when the money came in.

Pending top-ups

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🔍

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💳

Select a client to see their wallets and history.

🛑 Held Conversions

A conversion lands here the moment its wallet's own rate looks too far from a real, current rate to trust automatically. Nothing has moved yet, no PIN was ever asked for. Check the client's real valuation below first, correct it if it needs correcting, then release.

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🎯 Wallet Valuation, per client

The true weighted-average rate behind one specific client's wallet, exactly what Convert reads when they use it, with the full history that produced it. If something's clearly wrong here, correct it directly, the client's real balance is never touched, only the value backing it.

💸 External Refunds

Created automatically whenever a declined transfer was paid externally (not from wallet, those are refunded instantly and don't appear here). Defaults to refunding via the client's original payment method, confirm the exact destination from their payment proof before marking complete, or note here if the client asked for a different destination.

Status:

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🏪 Supplier Applications (Receive Payments)

Clients applying to receive payments appear here. Review the details and the uploaded document, then approve, reject, or suspend. Approving turns on their Receive Payments capability. The applicant is notified by WhatsApp and email.

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🪪 Identity Verification (KYC) Review

Clients hitting the monthly limit below are prompted to verify their identity. Review their submitted ID document and selfie below, then approve or reject.

⚙️ Transaction Limit Settings

Changes here apply immediately across the whole platform, no code deploy needed.

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Minimum transaction (GHS)

Monthly cap before KYC required (GHS)

Your name

🚩 Review Flags 0

Nothing here ever blocked a client. These are events worth a glance, like a second VOVE result arriving on someone already verified, so nobody's identity record gets overwritten without a person checking first.

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⚙️ Payment Settings

MoMo & Bank Details

These details appear on client and agent wallet top-up pages. Update them here, no code changes needed.

🟡 MTN MoMo

NUMBER ACCOUNT NAME

🔴 Telecel Cash

NUMBER ACCOUNT NAME

🏦 BANK DETAILS

BANK NAME ACCOUNT NUMBER

ACCOUNT NAME BRANCH

🚀 Client Portal Manager

Control what clients see at rjbtranz.com, activate corridors, set payment instructions, manage QR codes.

Open Portal →

Active Corridors

Coming Soon

Registered Clients

Pending Transfers

Corridor Portal Settings

Toggle Active / Coming Soon per corridor. Set payment instructions clients see when submitting a transfer.

Manage Agents

Add New Agent

Full name

Phone

Corridor

Country (for WhatsApp)

Verification method

Tier

Per-transaction limit (GHS)

Commission rate (%)

Rolling limit (GHS, optional)

Rolling period

Existing Agents

Commission Payouts

⏳ Awaiting Margin Entry

These agent-submitted transactions are on margin-basis commission. Enter the operating margin for each one to convert them to payable commission.

Commission Basis by Corridor

Volume-basis commission calculates instantly at approval. Margin-basis waits until the real margin is entered for that transaction. Every corridor defaults to volume until changed here.

Pending Payouts

Enter a payout method and reference for each agent, then mark paid. This closes out every currently-pending commission entry for that agent in one batch.

Recent Payout History

Referrals

Who's referring new clients, how many, and how much they've processed. Volume is matched by phone number, so a low match rate for a referrer just means their referred clients haven't linked a matching account yet, not that no volume exists.

⏳ Pending Client Transfers

Review transfers submitted via the client portal. Approve to auto-record in finance. Decline to notify client.

🖼 Promotional Banners

Upload landscape flyers. They appear as an auto-rotating carousel on the client portal dashboard.

⬆️ Upload New Banner

Banner Title

Display Order (0 = first)

Banner Image (Landscape JPG/PNG/WEBP, recommended 1200×500px)

Images are stored on Cloudinary CDN. Only landscape images display correctly on the carousel.

🎫 Support Tickets

🚨 AML Monitoring

High Risk

Medium Risk

Low Risk

Reviewed Today

Finance Access

Quick Paste Transaction

Log Transaction

Recent Transactions (Click to Edit)

Corridor Dashboard - 3-Chain Conversion

Manage Rates by Corridor

Manage Contacts

Add New Contact

Saved Contacts

🧾 Per-Client Transaction History

🌟 New Clients Analytics

New Clients This Period

💰 Fees & Profit Tracker

All Fees & Margins (Click ✏️ to Edit)

⚠️ Loss Tracking

Transactions With Losses

Monthly Report - USD Conversion Chain

🧾 Agent Deals

Manage Corridors

Add New Corridor

Existing Corridors

💳 Wallet Settings

GHS Top-up Instructions

📒 Wallet Transaction History

Manual Wallet Credit

Credit a client's wallet manually

💼 Client Wallets

Pending top-ups

Adjust wallet

Approve top-up

🛑 Held Conversions

🎯 Wallet Valuation, per client

💸 External Refunds

🏪 Supplier Applications (Receive Payments)

🪪 Identity Verification (KYC) Review

⚙️ Transaction Limit Settings

🚩 Review Flags 0

⚙️ Payment Settings

MoMo & Bank Details

🚀 Client Portal Manager

Corridor Portal Settings

Manage Agents

Add New Agent

Existing Agents

Commission Payouts

⏳ Awaiting Margin Entry

Commission Basis by Corridor

Pending Payouts

Recent Payout History

Referrals

⏳ Pending Client Transfers

🖼 Promotional Banners

🎫 Support Tickets

Edit Corridor Portal Settings

📤 Outflow, client in Ghana sends cedis to you

📥 Inflow, client outside Ghana sends foreign to you

🚨 AML Monitoring

Rule Settings